Pros and Cons of Long-Term Martial Separation

Marital separations are a great option for couples amid relationship issues who do not want to divorce each other completely. Marital separations can help a couple reconcile their issues or realize they are better apart, but there are also some negatives to a separation. Read on to learn more about long-term martial separations’ different pros and cons.

The Pros

A long-term martial separation can be great for some people, as it has many more benefits than a divorce. It’s a viable option that many should consider if they haven’t already. It’s important to properly understand the benefits of a long-term separation and see if it works for your particular situation.

Health Care

One of the main pros to choosing a long-term martial separation rather than a divorce is the availability of health insurance. When someone works at a company, they can get their insurance through their job, which can extend to their family. If you get a divorce, you or your partner could lose that insurance, depending on who has the job. Some couples opt for a martial separation to keep this coverage.

Tax Benefits

Another reason many will choose a martial separation instead of a divorce is the tax benefits. You and your partner can take advantage of different tax benefits when you are legally married. For example, you can claim certain credits when you file jointly, such as the Earned Income Tax Credit or American Opportunity Tax Credit. You may also have increased deductions compared to filing separately, should you go through with a divorce.